Tuesday, May 25, 2010

Gold in an IRA


My mom told me that one good investment is jewelries especially gold, since the value does not depreciate. I remember one scene in Dear John movie; John and his father were asking for the value of the coin that John had found. And they were advised to keep the money for it would eventually cost a million of bucks after many years. From then on collecting coins became John’s father habit.

One article I read and learned from goldcoinsgain.com is that if you had purchased a $25,000 of gold bullion coins in early 70’s you could sell it today in as much as $ 524,999.00. That’s a lot of money, isn't it? How much more the 401k Gold? I just can’t imagine how their values multiply in to thousands of bucks.

If you have gold right now, think for a long term goal. Maybe currently, the cost is high but I tell you, keeping it in a gold IRA is like growing a money tree. Gold in an IRA is the ultimate asset; it’s the oldest yet durable well-preserving asset on the planet. With IRA gold you are ensuring your family's future when it comes to financial security.

Monday, May 24, 2010

Teacher-Engineer

Finally the result of LET exam was released; and I passed!!! I knew I’ll make it though I only spent two hours of self review for just a month since I’m working. Thanks to the PNU reviewer I purchased through ebay.ph. It was really a big help especially that I only studied the professional education for a semester and during Sundays.


I am now Teacher-Engineer Marianne (LOL). I passed the exam for electronics engineer last November 2004. Since I resigned from my job at Manila as an engineer, I never had a chance to work here in Davao that is in line with my profession, though I really love to. But fate changes… I came from a family of teacher then maybe I am also destined to teach. I’m following my mom’s footsteps something that I didn’t want to do ever in my life. I hope it will turn out to be perfect or at least I can find fulfillment in teaching profession.

I'm haunted with this question: "Should I burrow my license as engineer and embrace the heroic life of a teacher?"

Saturday, May 22, 2010

When to Cash Advance?

I receive a meager salary, but I'm proud to say I never tried to cash advance. It's the last thing that I'll do in case I'm running out of money. I'm lucky I have family whom I can easily borrow money without interest.

I cannot blame my colleagues if the checks they receive are already spent before pay day. With the economic recession that we are now experiencing, life is getting harder. Even purchasing for our basic needs is already a burden.

Nowadays, due to economic downturn, making loans is not that easy, background checking, account loan history, the need to have collateral, etc. But one online service can help you in making loans. The “Money Now! USA” can give there outstanding service by connecting you to over 150 credit loan providers where you can cash advance with the best interest rate. It's open to all US Citizen above 18 years of age and have a checking or savings account to enjoy the payday advances.

Although this really a help, I'd like to give some advices: cash advances is applicable in case you really need the money; learn to budget your money - cut-off the unnecessary expenditures (actually there are many tips on savings);and make sure you'll be able to pay the amount you borrow - borrow only the amount that you are capable to pay.

I am not against to cash advancement or loans. I cannot even promise to myself not to borrow money but in such a case, I'll only do it when I badly needed money – that's in case of emergency!

I Am Betty La Fea

Finally my braces are installed. And I hate my looks... LOL.... my nieces and nephews called me Betty la Fea....LOL... They were just like my bestfriends that's why it's easy for them to tease and call me “names.” But I love those kids... I love being around with them. I am their contrabida (villain) aunt... LOL....

My adorable nieces and nephews

But honestly they're so sweet to me. They made me greeting cards on my birthday and on Christmas. I even made a deal with them that if ever I'll never get married then they will be my caregiver when I get old. LOL....

Thursday, May 20, 2010

Importance of Web Hosting

Small businesses are budding around the World Wide Web. You may find your business is decade behind but hey the rat race had just begun. All you’ve got to do is have an attractive and convincing website. But website alone cannot be seen throughout the world without a web host. Web hosting will make your site accessible or viewable around the globe through the server that stores the entire site’s data.

There are many web hosting you can choose from. Although free webhosting is limited when you say building of your website, but I suggest you try this to give you taste of what is hosting all about. At least you know what you are investing. Look for free web hosting that will let you upgrade to a paid plan. And do a lot of research: for example web hosting features, customer support team, the package that they offer, etc. Coz It’s better if you know before you spend

Tuesday, May 18, 2010

I Lost Focus

Walking while bringing files of report, when I reached the door… I stopped for a while and asked myself, “What I am doing here?” Only to found out that I was in the wrong office…

Texting and then found out that the last word wasn’t the appropriate one…

After trying to record on my mind the words of my boss as giving me instructions… I end up asking “what is it again?” ….

This is what I am currently experiencing – LOST IN FOCUS...

I’m thinking a lot of things that I wanted to have, to do, to accomplish. But none of these are completed… always half baked… And honestly I’m frustrated with myself and I became more pessimists and easily get irritated over little things.

My mom suggested to me to meditate. It helps more concentrated and focus. I tried this when I’m in high school and it truly works. Maybe I have to try this again to condition my mind since as we all know what the mind can conceive the body can achieve. It’s Mind Power!

Monday, May 17, 2010

4th Appointment for My Teeth Braces

Super excited to see my dentist, finally my teeth brace will be installed. …

On my way going to my dentist’s clinic my phone rang. It was one of the staffs of my dentist informing me that my two teeth will be extracted. And honestly I was disappointed. I want to back out. I thought I cannot give up my two teeth for my braces. But on the other hand, I was thinking of all the process that I have gone through, not to mention the amount I already spent for my teeth braces. Although it’s hard for me, still I decided to let my teeth extracted.

The whole process sucks. As my dentist tried to pull my teeth, this may sound crazy, but I thought my teeth were crying, begging me to discontinue it. It’s very painful. It was like losing someone closed to my heart. (LOL…) I wouldn’t want to undergo this process again.

By the way, I already have teeth braces on my lower teeth. And have to be back after a week for the upper. (Sigh)

The Year of Shit and Shift: Escaping, Surviving, and Searching for Peace

 This year was nothing short of chaos—a year of shit and shift . We left, unprepared, from the place we called home for 14 years. We carrie...